Demo-safe broker access

Broker product review path

Deterministic public route for QA, design-partner, and investor review. This page uses synthetic data only and does not create or reuse a Clerk session, production credential, or tenant-scoped API token; evaluation requests route to a private authenticated walkthrough when credentials are appropriate.
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Live fixture walkthrough

The product, not a pitch deck.

Two real surfaces from the broker workspace, rendered from the golden review-ready packet fixture. Select a source to see every value it backs.

Broker workspace/Submissions/Caribbean Property Cat XOL 2026

Synthetic fixture

Step 1 of 2

Submission review

Evidence sources

Every extracted value cites at least one source — or it cannot advance.

Submission identity and lineage

present

  • Broker

    Marsh Treaty — London

    supportedConfidence: high
    src_broker_email_001#headers.from

  • Cedant

    Windward Mutual Group

    supportedConfidence: high
    src_slip_draft_001#insured.name

Coverage structure and commercial terms

unsupported

  • Occurrence limit

    USD 25,000,000 xs USD 10,000,000

    supportedConfidence: high
    src_slip_draft_001#schedule.limit

  • Reinstatement premium provision

    Broker note says one free reinstatement; draft slip says paid pro-rata as to amount and time

    contradictedConfidence: low
    src_broker_email_001#body.terms; src_slip_draft_001#clause.reinstatementHuman action: resolve conflict

  • Terrorism exclusion wording

    AI extracted terrorism exclusion reference without source page

    unsupportedConfidence: low
    [no citation]Human action: accept edit reject or mark unknown

Exposure/CAT/portfolio posture

nigo

  • Total insured value

    USD 1.42B

    supportedConfidence: medium
    src_cat_summary_001#portfolio.tiv

  • 1-in-100 OEP wind loss

    Missing — owner must provide

    missingConfidence: not applicable
    [no citation]Human action: provide missing

Loss and performance history

present

  • Five-year loss ratio

    58% gross, 42% net of reinstatement recoveries

    supportedConfidence: medium
    src_loss_triangles_001#summary.loss_ratio

Quote/slip readiness inputs

nigo

  • Subjectivities

    Engineering survey update and final terrorism wording required before bind-ready posture

    needs reviewConfidence: medium
    src_slip_draft_001#subjectivitiesHuman action: accept edit reject or mark unknown

  • Pricing adequacy sign-off

    CAT/pricing referral required due coastal accumulation and missing OEP

    reviewedConfidence: high
    src_cat_summary_001#accumulation.notes

NIGO exceptions

  • missing required exposure metric

    blocked

    Request modeled 1-in-100 OEP output or mark portfolio view unknown before quote/slip use.

    owner CAT/pricing · open

  • source contradiction

    needs review

    Resolve broker email and draft slip conflict before producing quote draft language.

    owner underwriter · open

Human authority gates

  • AI-assisted high-risk terms

    blocked

    Unsupported terrorism exclusion and conflicted reinstatement provision cannot silently advance.

    approver Lead underwriter

  • CAT/pricing referral

    review required

    Coastal wind accumulation and missing OEP metric require CAT/pricing sign-off.

    approver CAT/pricing lead

Reviewer decision on record

Pricing adequacy accepted for referral only — human pricing authority is preserved, nothing binds autonomously.

trace trace_fixture_review_ready_packet_001fixture-extractor-v0review-ready-packet-ruleset-fixture-v1 Evidence tier: fixture-backed
Broker review workspace Synthetic fixture only

Source-grounded broker submission review record.

Use this URL as the deterministic reviewer entry point when real broker credentials are unavailable. It mirrors the focused wedge: broker submission review, source-linked extraction, exception review, quote slip/MRC draft, approval/export/send, and audit package without exposing tenant data or requiring manual secret handling.

Private broker credentials are intentionally issued through onboarding. If you are evaluating ReRao without an account, request a scoped design-partner evaluation and return here to keep the unauthenticated review path in view.
3
Source gaps
Extraction fields requiring broker decision
2
NIGO follow-ups
Cedant questions waiting on evidence
4
MRC draft checks
Sections and subjectivities to compare
5
Audit packages
Approved exports with replayable evidence

Broker submission review record

HarbourPoint Re email and attachments are grouped into one cited review record.

1 record

Source-linked extraction

Limits, territories, loss runs, and requested markets stay tied to page and email citations.

18 citations

Exception review

NIGO items, authority hits, and cedant follow-ups are separated from low-risk extracted facts.

3 exceptions

Quote slip/MRC draft

The broker can see draft readiness, subjectivities, and MRC sections before a slip is generated.

Ready with 1 blocker

Approval/export/send

Human approval is required before export or send, with recipients and versions locked.

Approval pending

Audit package

The audit pack is replayable from source citations, decisions, exports, and delivery state.

Replay-ready